1. Preheat the oven to 275. In a 9-by-13-inch baking pan, combine the oats, sunflower seeds, and almonds or coconut.
2. In blender or food processor, combine the banana, maple syrup or honey, almond or canola oil, and cinnamon and puree. Drizzle the puree over the oats and mix until thoroughly coated. Bake for 35 to 40 minutes, stirring several times, until lightly toasted. Stir in the wheat germ or bran and bake for another 8 to 10 minutes.
3. Remove from the oven and stir in the raisins. Let cool completely. Store in an airtight container.